Online bingo is legal in Montenegro under the new Games of Chance Law enacted on August 1, 2025, which replaced the outdated concession-based system with a modernized licensing framework (1). The law allows operators to obtain licenses for various gambling activities including casinos, bookmakers, card games, bingo, lotteries, and online gambling through the Games of Chance Administration under the Ministry of Finance (2). Online gambling was first legalized in Montenegro in 2011, and operators must demonstrate financial stability, appropriate technical systems, and commitment to data protection and user security to receive approval (2).
The new licensing regime carries higher financial thresholds, with online operators required to maintain a minimum capital of €500,000 and pay a 10% tax on net gaming revenues (1). Licensed operators must undergo stricter approval procedures with clearly defined obligations and enhanced oversight, including real-time digital monitoring, mandatory player identification, and video verification to trace financial flows (1). Finance Minister Novica Vuković described the legislation as the most significant update to Montenegro's gambling rules in two decades, framing the changes as a move toward stronger institutional governance and better consumer protection (1).
"Montenegro has enacted sweeping changes to its gambling laws, introducing a modernized regulatory framework aimed at tightening oversight while maintaining economic benefits for the sector."
The reforms introduce major safeguards including criminalized underage betting, distance restrictions for gambling venues from schools, and requirements for operators to support addiction treatment programmes (1). Gaming systems and software must comply with international standards for security and fair play, including certified random number generators and data encryption systems (2). Operators must implement anti-money laundering measures with stricter reporting, regular audits by the Ministry of Finance, and closer alignment with European directives (1). Player winnings above €300 are subject to a 15% personal income tax collected directly at payout (1).
Source:
https://www.acrpoker.eu/gambling-legislation/montenegro-becomes-the-latest-country-to-undergo-major-gambling-reforms/
https://rue.ee/gambling-license/montenegro/
Last updated: 28-10-2025 Disclaimer: This article does not provide legal advice. If you need legal advice, please contact an attorney directly.
