Online bingo is legal in Croatia and falls under the regulatory framework governed by the Games of Chance Act, first enacted in 2009 and subsequently amended in 2015 (1). The Ministry of Finance serves as the primary regulatory authority for all gambling activities in Croatia, including poker and bingo, overseeing licensing, taxation, and compliance monitoring for both land-based and online operations (1). Online betting and gaming are permitted for licensed operators of both local and international levels, with Croatia's clear licensing system and reasonable tax rates making it an attractive market for iGaming companies (1).
The Croatian government introduced comprehensive gambling law reforms in 2025, set to be fully implemented by early 2026, aimed at reducing addiction, restricting advertising, and increasing player protections (2). A key aspect of the reform is the introduction of a centralized player identification system for all gambling venues and online platforms, allowing authorities to monitor gambling activity and enforce stricter protections (2). Croatia will also launch a national self-exclusion scheme by 2026, enabling individuals to voluntarily ban themselves from gambling activities, with the directive mandating implementation within 190 days (2).
"A key aspect of the reform is the introduction of a centralized player identification system for all gambling venues and online platforms. This system will allow authorities to monitor gambling activity and enforce stricter player protections."
The new legislation imposes strict advertising controls, including a ban on gambling advertisements on television, radio, and media platforms between 6 AM and 11 PM, along with prohibitions on celebrity endorsements and promotions in public spaces (2). The government has replaced the current tax system with a progressive structure based on winnings, ranging from 10% for winnings up to €1,500 to 30% for winnings exceeding €70,000 (2). Licensing fees have also increased significantly, with online casino fees rising from €265,445 to €398,168, and approximately 11% of gambling revenue allocated to addiction prevention and treatment programs (2).
Source:
https://www.igamingtoday.com/gambling-regulation-in-croatia/
https://igamingexpress.com/croatia-to-enforce-stricter-gambling-laws-by-2026/
Last updated: 28-10-2025 Disclaimer: This article does not provide legal advice. If you need legal advice, please contact an attorney directly.
